Refinance & Debt Consolidation

Young family couple consider mortgage loan offer, calculate interest on debt, pose against kitchen i

Asian woman holding the head worry about find money to pay credit card debt and all loan bills.

Take Control, Save More.

Refinancing your home loan or consolidating debt doesn’t have to be overwhelming. At Namaste Home Loans, we make it easy to review your options and make smart moves toward better financial freedom.
Whether you’re looking for a lower interest rate, more manageable repayments, or to simplify your debts into one easy loan, we’ll guide you through the process with care, clarity, and a plan that fits your goals. Refinancing can lead you to lower repayments, lower rates, cash back offers and much more. We love that you are saving while refinancing.

Smart Finance, Dream Homes.

Feel like you’re paying too much? You probably are.

We help clients refinance their existing home loans to access better rates, lower monthly repayments, or unlock equity for future goals. If you’re juggling multiple debts — like credit cards or personal loans — we can help you roll them into one manageable repayment with a clearer path forward

It’s not just about saving money, it’s about giving you breathing room and a smarter way to move forward.

Get In Touch

Full Name

Email Address

Phone Address

What’s the remaining balance on your loan?

Can you give your best estimate of your house’s value in today’s market?

What is your primary reason for refinancing?

To reduce my interest rate. To access equity or consolidate/pay off other loans Unlock cash back

What time would you prefer us to call you back?

Proudly serving homeowners across Australia with honesty, clarity, and care.
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Namaste Capital Group Pty Ltd trading as Namaste Home Loans (ABN 23 685 591 208) is an Authorised Credit Representative (CRN 568233) of Australian Credit Licence 384704